Payment Processing
Our payments integrations allow retailers to optimize for desired shopper experience, speed of deployment, ease of management, and level of integration to match business needs.
Amazon has pre-integrated with selected payment facilitators and offers two options for payment integrations.
The first is a payment service which allows retailers the ability to determine the orchestration of payment calls, ie. Adjust, Capture, Cancel.
The second service delegates the payment orchestration to Amazon while still allowing you to use your preferred payment processor through the use of a Checkout API.
With both options Amazon is not in the funds flow. The relationship is directly between the payment processor and the customer.
Considerations
Based on the desired post purchase experience, customers chose between Amazon vending the receipt and receipt lookup experience vs the customer integrating with their current receipt processes.
Depending on the customer business strategy regarding shopper insufficient funds, the customer can capture partial payment by leveraging the payment service.
Note: The payment token has a limited lifespan, which begins at the time of the initial pre-authorization. This expiration period can vary depending on the specific payment processor being used. It is crucial to call the payment service before the token expires, as failure to do so risks the ability to capture the sale. While the exact timeframe may differ based on your payment processor, the token typically expires 46 hours after the shopping trip's initial start time. Once this period has elapsed, it is no longer possible to charge the cart. Attempting to process a cart after the token has expired will result in a ShoppingTripExpiredException being thrown.